In accordance with one of the posts I wrote below as I now have my W-2 here are my goals of how to use it wisely and not go on a wild spending spree. We did pretty well last year but could've done better.
Catch up on all property taxes
Catch up on student loan payments
Catch up on heating bill payments
Pay off 401K Loan (was used to carpet home)
Pay off one credit card (preferably highest if possible, husband has one I have 2)
Pay 50% of remaining to cards and work plan to get them paid off
Start overpaying mortgage to work down principal and try to refinance within 6 months
Start overpaying car loan
Start IRA for husband by June
Start high interest checking account
If able buy bedroom furniture
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